Payment Solution Guy

Contact Our Team 7 Days a Week
0330 043 9904

Blog

Your blog category

Customer using a debit card at a fuel pump with Sainsbury's and Tesco petrol stations in the background.
Blog

What to Do If You Can’t Pay or Your Card Is Declined at a UK Petrol Station.

/

Experiencing a declined card or finding yourself unable to pay at a petrol station can be a stressful moment. Whether it’s due to bank errors, insufficient funds, or technical issues with the payment terminals, it’s crucial to know your options and the steps you can take. This guide provides valuable advice for consumers faced with payment issues at petrol stations and outlines solutions for petrol station owners to manage such situations efficiently. For Consumers: Steps to Take if Your Payment Fails For Petrol Station Owners: How to Manage Non-Payments As a petrol station owner, managing non-payments efficiently ensures that both customer satisfaction and revenue protection are balanced. Conclusion Both customers and petrol station owners can manage payment issues effectively by being prepared and adopting modern payment technologies. At Payment Solution Guy, we offer comprehensive payment solutions tailored for petrol stations, ensuring that transactions are smooth, secure, and adaptable to every customer’s needs.

Illustrative montage of various business-related icons and objects surrounding a central map of the UK, highlighting the theme of UK Business Rates for 2024
Blog

UK Business Rates 2024: Essential Guide & Latest Updates

/

Embarking on the entrepreneurial journey is as rewarding as it is challenging, with its fair share of critical tasks and obligations. Navigating the intricacies of pension schemes, tax calculations, and payroll setup is just the beginning. One crucial element in the mix is understanding business rates—key to maintaining a compliant and successful business. We’ve streamlined the complexities of business rates to help you stay on top of this essential business aspect without the stress. Understanding Business Rates in the UK Business rates, or non-domestic rates, are a tax charged on properties used for business purposes. These rates are crucial for local governments in the UK, as they fund community services and infrastructure enhancements. Who is Affected by Business Rates? Business rates apply to a variety of non-domestic properties, including: Calculated based on the property’s rateable value (RV), which is set by the Valuation Office Agency (VOA), business rates have undergone a recent change in assessment frequency—from five to three years—to ensure more current valuations. Calculation of Business Rates Your local council determines your payable amount by applying a multiplier to the RV, which is annually reviewed by the government. Exemptions and Reductions: Not Everyone Pays the Same While business rates are widespread, not all properties are subject to them. You might find relief if your property is: Certain properties may also qualify for specific relief schemes based on usage, location, or business sector. Forecasting Your Business Rates To estimate your business rates: In 2024/25, the standard multiplier will be 54.6p, reflecting an inflation adjustment, while the small business multiplier remains at 49.9p. Industry-Specific Rate Calculations The VOA assesses pubs differently, focusing on the expected fair maintainable trade. Similarly, self-catering and holiday let accommodations are rated on potential income and other factors. Home Businesses and Business Rates For those working from home, the need to pay business rates depends on the extent and nature of the business activities conducted. Changes in Business Premises and Rates Relocating, modifying, or merging premises can affect your business rates. Always inform the VOA promptly to prevent unexpected rate hikes. Empty Property and Business Rates Empty properties typically receive a three-month rate exemption, with certain properties, such as industrial ones, enjoying extended relief. Paying Your Business Rates In England, business rates are paid directly to the local council. Bills are usually issued annually and can be paid online. Relief Schemes for Businesses As of March 2024, several business rates relief schemes are available, including: Appealing Your Business Rates If you believe your rates are unfairly assessed, you have the right to appeal through the Valuation Tribunal Service. Expert Tips for Managing Business Rates With these insights and guidelines, you’re now better equipped to handle the nuances of business rates in 2024, ensuring your business remains financially savvy and ahead of the curve.

A smiling bartender pouring a drink into a glass for a male customer at a well-stocked bar with an array of bottles and potted lavender plants in the background
Blog

Optimizing Bar Operations: Harness the Power of Dojo Go POS Systems

/

In the fast-paced world of bar management, efficiency is king. A top-tier point-of-sale (POS) system like Dojo Go not only speeds up order processing and inventory management but also enhances the overall customer experience. Whether it’s managing happy hours or customizing guest interactions, the right POS system is indispensable. Dive into the transformation impacts of modern POS technology like Dojo Go on bar operations, aiming to maximize efficiency and increase revenue. Faster Order Processing with Dojo GoIn a bustling bar environment, the speed and accuracy of order processing directly influence customer satisfaction and sales. Dojo Go POS systems streamline operations in several impactful ways: Streamlined Inventory ManagementEffective inventory management is crucial for maintaining cost efficiency and customer satisfaction. Dojo Go’s inventory capabilities include: Enhanced Happy Hour Marketing with Dojo GoHappy hours are pivotal in attracting new patrons and retaining regulars. Dojo Go enhances these promotions through: Personalized Customer ExperiencesDojo Go’s integration capabilities can significantly enhance customer relationship management by: Improved Employee Efficiency and SatisfactionDojo Go helps reduce the manual burden on staff, allowing them to focus more on customer interaction and less on administrative tasks: Ensuring Safety, Security, and ComplianceA secure and compliant environment is essential for customer trust and legal operation: Choosing the Right POS System: Dojo GoWhen selecting a POS system, it’s essential to choose one that fits seamlessly into your bar’s operations. Dojo Go offers customization, integration with existing systems, and scalability to meet your business’s unique needs. Experience the difference by starting with Dojo Go today and watch as it transforms your bar management into a smoother, more profitable operation. Why wait? Get started with the Payment Solution Guy and Dojo Go today to elevate your business to new heights.

White Dojo Go card payment machine displayed with screen showing logo, alongside Trustpilot rating with five stars and the word 'Excellent
Blog

Experience Seamless Card Payments with Dojo Go – Now Offering a 1-Month Free Trial*!

/

In the fast-paced world of UK businesses, the need for efficient, reliable, and secure card payment solutions has never been more critical. At Payment Solution Guy, we understand this need, which is why we’re proud to introduce the Dojo Go, the ultimate card payment machine designed to cater to the unique demands of both small and large businesses across the UK. Why Choose Dojo Go? Flexibility at Your Fingertips: The Dojo Go is a mobile card payment machine that offers unparalleled flexibility. Whether you’re serving customers in-store, at outdoor venues, or on the move, this device ensures that your business keeps running smoothly without any hitches. Its wireless design means you can take it wherever your business goes. Fast, Secure Transactions: We prioritize your security and your customers’ convenience. The Dojo Go is equipped with the latest payment technology, supporting contactless, chip and PIN, and mobile payments. This ensures each transaction is not only swift but also secured with the highest standards of encryption. Tailored for the UK Market: Understanding the specific needs of UK businesses, the Dojo Go is fully compliant with UK financial regulations. This commitment to compliance means you can focus on growing your business, knowing your transactions are legitimate and secure. Special Offer: 1-Month Free Trial We believe in our product, and we want you to experience its benefits firsthand. That’s why we’re offering a 1 Month no obligation free trial * .Try the Dojo Go with no strings attached. This is your opportunity to see how it integrates seamlessly into your business operations without any initial investment. Designed for Every Business Whether you’re a cafe looking to streamline orders, a pop-up shop at festivals, or a service provider on the go, the Dojo Go is your reliable partner. Its robust design stands up to the busiest retail environments while providing the ease and mobility needed for events and outdoor services. Cost-Effective Pricing Plans We offer competitive pricing plans that are transparent and tailored to fit various business sizes and volumes. With Dojo Go, you can enjoy a low-cost entry with no hidden fees, making it easier than ever to manage your finances and increase your ROI. Join Other Successful UK Businesses Don’t just take our word for it. Join the myriad of UK businesses that have already elevated their payment systems with Dojo Go. Our testimonials speak volumes about how we’ve transformed the payment experiences for many businesses. Ready to Revolutionize Your Payment Solutions? Visit Payment Solution Guy to learn more about the Dojo Go and take advantage of our limited-time offer of a 1-month free trial*. Embrace the change, enhance your customer service, and ensure your business is equipped for the future of payments. Contact us today, and let’s make business transactions easier and faster than ever! Need more information or ready to started? .. Give the team a call today on 0330 043 9904 or contact us here * Subject to Terms and Conditions

Customer making a contactless payment using a Dojo card machine to process a transaction of £30.00
Blog

UK Economic Growth Bolstered by Card Payment Usage

/

The Catalyst in Our Wallets: How Card Payments Shape the UK Economy Swipe, insert, tap — the simple actions we perform with a credit card are more than just routine transactions; they are the cogs in the UK’s economic machine. The latest figures from the Office for National Statistics (ONS) show that 57% of consumer spending is made through debit and credit cards, proving their standing as the lifeblood of the modern marketplace. And now, a new report from EY, backed by Mastercard, entitled “Economic contribution of card payments to the UK economy,” quantifies just how significant this contribution is. The Numbers Tell a Story Delving into the data, the report presents an impressive narrative: for every one per cent increase in card penetration, there’s a corresponding 0.12% uplift in GDP per capita within OECD countries. For the UK, where card penetration stands at 57%, this has translated into an estimated contribution of up to 6.5% of GDP in 2022 — that’s up to £161 billion. To put it into perspective, that’s akin to the combined employment figures in the finance, insurance, and real estate sectors. More Than Just Numbers: Real Economic Impacts The report goes further to explain how card payments have a positive impact on GDP. By minimizing transactional costs, they unlock consumer spending, leading to additional economic ripple effects. Furthermore, a high card penetration aligns with increased consumer satisfaction and competitiveness in the global market. It achieves this by smoothing out payment frictions and enhancing the security, stability, and transparency of the entire payment network. The SME Perspective: Agility in Transactions From the viewpoint of small and medium-sized enterprises (SMEs), cards are a boon, granting immediate and full access to funds from customer purchases, and offering a secure pathway for payments through the supply chain. This accessibility is invaluable in today’s fast-paced, digital-first economy. UK’s Financial Services: At the Forefront of Innovation Card payments are emblematic of the UK’s prowess in financial services. They reflect a harmonious blend of entrepreneurial spirit, advanced technology, and supportive regulation that positions the UK as a leader in fintech and payments innovation. Thanks to cards, we’ve witnessed the rise of mobile wallets, contactless payments, and cutting-edge fintech startups — a trend that policymakers and regulators are keen to continue nurturing. Beyond GDP: A Tool for Inclusion and Growth But the influence of card payments stretches beyond GDP figures. They are pivotal in driving financial inclusion, empowering consumers, and enabling SMEs to flourish through improved efficiencies and customer insights, as highlighted by various case studies in the report. In Conclusion Cards are more than a payment method; they’re a gateway to economic prosperity and quality of life enhancements for both consumers and businesses. Their critical role in the payments landscape underscores the necessity of fostering the UK’s fintech sector as an area of priority. Discover More For readers seeking to delve deeper into the profound effects of card payments on economic growth, Payment Solution Guy provides insights, data, and analysis on the evolving landscape of financial transactions. Join the conversation on how we can continue to harness the power of card payments for the UK’s economic advantage. Article Source – https://www.mastercard.com/news/europe/en-uk/research-reports/the-economic-contribution-of-card-payments-to-the-uk-economy/

A smiling woman holding a credit card in one hand and a smartphone in the other, presumably making a phone payment
Blog

Is It Safe to Give Out Your Card Details Over the Phone?

/

As e-commerce sales in the UK are predicted to soar to nearly £6.4 billion by 2027, a significant increase from previous years, the convenience of shopping via internet and phone has become increasingly attractive. This shift is characterized by a surge in “card-not-present” (CNP) transactions, where your credit card isn’t physically swiped. But as this convenience rises, so does the concern over the security of sharing card details over the phone. Is it really safe to recite your credit card number over the line? This blog will explore the risks involved in phone transactions, the standards set by the Payment Card Industry to safeguard your details, and practical tips to keep your financial information secure. The Rise of CNP Transactions and Associated Risks According to a report by eMarketer, the volume of CNP transactions, including phone sales, has been growing steadily. These transactions pose a greater risk for merchants due to the lack of physical card verification, leading to an increase in swipe fees and fraud-related losses. In 2023, CNP transactions were expected to account for 73% of all credit card fraud losses in the UK, amounting to a staggering £7.6 billion. Merchant Challenges and Security Measures When you make a purchase over the phone, merchants typically request details such as your credit card number, your name as it appears on the card, the CVV, expiration date, and your billing address. This information is crucial for completing the transaction but also poses a privacy risk if mishandled. To mitigate these risks, the Payment Card Industry Security Standards Council (PCI DSS) has established guidelines for handling such transactions. These include: Tips for Consumers to Safeguard Their Information As a consumer, you can take several steps to protect your credit card information during phone transactions: The Bottom Line While CNP transactions are convenient, they inherently carry more risk. However, adhering to PCI DSS standards and taking proactive measures can significantly mitigate these risks. By being vigilant and informed, you can safely enjoy the benefits of shopping over the phone. For More Information For those interested in deeper insights into card security and transaction safety, visiting websites such as Dojo Tech can provide valuable resources and up-to-date information on how to protect your financial data during phone transactions.

Close-up of a hand operating a Dojo card terminal with the text "GROW TOGETHER" emphasizing partnership in business growth
Blog

Dojo Cash Advance: Unlock Your Business’s Potential with Card Terminal Funding

/

Navigating the world of business financing can be a daunting task, especially when traditional lending options don’t align with your company’s needs or timelines. Enter the Dojo Cash Advance: a flexible funding solution that harnesses the power of your daily card transactions to provide quick and easy access to capital. This innovative approach is specifically designed for businesses that use card terminals, offering a cash advance based on future sales. It’s a straightforward, efficient way to boost your cash flow and invest in growth opportunities without the lengthy approval processes typical of conventional loans. Understanding Dojo Cash Advance A merchant cash advance (MCA) like the Dojo Cash Advance is not a loan; rather, it’s an advance against your future card sales. This type of funding allows businesses to receive upfront capital which is then repaid through a percentage of daily card transactions. Here’s how it works: Benefits of Using Dojo Cash Advance 1. Speed: One of the most significant advantages is the speed of access to funds. Traditional bank loans can take weeks or even months to process, but a cash advance can be secured in just a few days. 2. Flexibility: Repayments are tied to your sales, which means they adjust based on how well your business is doing. During slower periods, you pay less, and during busier times, you pay more. 3. Easier Approval: Unlike traditional loans that require detailed credit checks and collaterals, Dojo Cash Advances are generally more accessible because they focus on your sales through card transactions rather than credit scores. 4. No Need for Collateral: This is an unsecured form of funding, so you don’t need to put up your property or assets as collateral, which can be a huge relief for many business owners. Ideal Candidates for Dojo Cash Advance Dojo Cash Advance is particularly suited for businesses that: Real-World Applications Consider a restaurant that experiences a sudden kitchen equipment failure. Traditional loans could take too long, potentially costing the restaurant valuable business. A Dojo Cash Advance could quickly provide the funds needed for repairs, ensuring minimal downtime and disruption. Or, a retail store gearing up for the holiday season could use a cash advance to increase inventory ahead of the expected rush, without waiting for slower traditional loan approvals. Conclusion In the ever-evolving landscape of business financing, Dojo Cash Advance stands out as a practical solution for many businesses. By offering quick access to funds, flexible repayment terms, and an easy application process, it empowers businesses to stay agile and responsive to market demands. To dive deeper into how a Dojo Cash Advance could benefit your business, or to start your application today, visit Payment Solution Guy’s Business Funding page.

A lawyer in a suit processes a payment using a debit card and a compact card machine on a desk adorned with legal documents and a British flag
Blog

Credit and Debit Card Processing for Law Firms and Solicitors in the UK

/

The legal world is no stranger to the ebb and flow of financial transactions. From retainer fees to settlement payments, the ability to process transactions efficiently is crucial for any law firm’s operation. Yet, amidst briefs and consultations, managing the fiscal aspects can seem daunting. This is where Dojo Go steps in – a card processing solution that’s transforming the way law firms and solicitors handle payments in the UK. Adaptability Meets Security Dojo Go isn’t your ordinary payment processor. It’s crafted with the precision and security that legal professionals demand. With robust encryption and compliance with PCI standards, Dojo Go ensures client data is handled with the utmost confidentiality – a non-negotiable in the legal field. Efficiency in Every Transaction Time is a lawyer’s most valuable asset, and Dojo Go is designed to save it. Quick setup, intuitive interface, and fast processing speeds mean more time can be spent on client service rather than transaction management. Dojo Go’s real-time reporting tools also provide a streamlined way to manage accounts and financial records, which is essential for meticulous record-keeping that law practices require. Flexible Payment Options for Clients In today’s fast-paced world, clients expect convenience, and Dojo Go delivers. Whether it’s a major transaction or a simple consultation fee, the ability to accept all major credit and debit cards is indispensable. Dojo Go also supports contactless payments and mobile wallet transactions, catering to the diverse preferences of your clients. Integration with Case Management What sets Dojo Go apart is its ability to integrate with existing case management systems. This seamless synchronization not only enhances productivity but also ensures accuracy in billing and accounting, all within the software environment you’re familiar with. Designed for the Modern Solicitor Law firms are not static, and neither is Dojo Go. For solicitors on the move, Dojo Go’s portable terminals mean transactions can be handled outside of the office, be it at court or on client premises, without skipping a beat. Navigating Client Trust Accounts Understanding the sensitivity of handling client funds, Dojo Go provides features that respect the compartmentalization required for client trust accounts. This thoughtful consideration ensures compliance and ease of use for lawyers and their financial teams. The Dojo Go Advantage for UK Law Practices Law firms and solicitors in the UK can embrace this new era of legal transactions with the confidence that Dojo Go brings. By choosing Dojo, you’re not just upgrading your payment processing; you’re investing in a service that understands the nuances of the legal profession. Explore how Dojo Go can elevate the financial dealings of your law firm or solicitor practice. For more information and to experience the benefits firsthand, visit Payment Solution Guy’s Dojo Page. Take the first step towards a more streamlined, secure, and sophisticated payment processing system today.

Modern white card payment machine on a teal background with text "A new era of payments
Blog

Harnessing Technology for Good: Dojo Card Machine Terminals in the Charity Sector

/

In a world where tap-and-go is the new norm, charities are under increasing pressure to keep up with payment trends that not only cater to the digital-savvy donor but also make giving as easy as possible. Enter Dojo card machine terminals – the cutting-edge solution that’s bringing charity shops into the modern age of transactions. Dojo: Not Just for Profit, but for Purpose Dojo has been making waves in the commercial sector, known for its sleek design, robust security, and user-friendly interface. But did you know that Dojo is also committed to empowering charitable organizations? It’s a common misconception that advanced card terminals are reserved for the retail giants. Dojo is here to debunk that myth, offering tailored solutions that fit the unique needs of the charity sector. Why Dojo for Your Charity? Transforming Charity Shops The presence of a Dojo terminal in your charity shop can not only encourage spontaneous donations but also facilitate the sale of goods. In a sector where every penny counts, the speed and efficiency that Dojo offers can mean the difference between a sale and a missed opportunity. A Case for the Future With more and more consumers opting for card over cash, the case for charities to adapt is clear. By equipping your organization with a Dojo card machine, you’re not only embracing the future of payments but also demonstrating to your supporters that you value their convenience and security. Dojo and Your Charitable Vision At the heart of Dojo’s philosophy is a simple truth: technology should enhance human connections, not replace them. For charities, this means more time engaging with supporters and less time worrying about transaction logistics. Whether you’re a small local cause or a nationwide charity, Dojo is ready to work with you to make the world a better place—one donation at a time. Ready to join the ranks of charitable organizations stepping into the future with Dojo? Visit Payment Solution Guy’s Dojo Page to learn more about how Dojo card machine terminals can be the change-maker for your charity. Because when giving is made easy, everyone wins. #DoGoodWithDojo For more insights and to acquire Dojo for your charitable organization, reach out to us today and see how effortless fundraising can be. Discover Dojo for Charities

Scroll to Top